Amazon Prime Student & Prime Rewards Visa Strategy
Amazon Prime Student offers a deeply discounted membership at $7.49 per month or $69 per year (≈$5.75/mo), compared to standard Prime at $14.99/mo or $139/yr (≈$11.58/mo).
The Chase Amazon Prime Rewards Visa carries no annual fee, delivers 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and Chase Travel, 2% back at gas stations, restaurants, and local transit, and 1% back on all other purchases. As a Chase card, it is subject to the 5/24 rule (no more than 5 new cards in 24 months), and its physical card weighs approximately 12.4 g.
Apply via this link to get your Chase Amazon Prime Rewards Visa: Get the card here
1. Pricing Comparison
- Prime Student: $7.49/month or $69/year (≈$5.75/mo)
- Standard Prime: $14.99/month or $139/year (≈$11.58/mo)
2. Prime Rewards Visa Basics
- Annual Fee: $0
- 5% back at Amazon & Chase Travel
- 2% back at gas stations, restaurants, local transit
- 1% back on all other purchases
- Chase 5/24 rule applies
- Card weight: ~12.4 g
2. Subscription Strategy & Savings Calculation
- Enroll monthly: Activate Prime Student at $7.49/mo.
- Apply for Chase Prime Visa: Receive a $250 Amazon gift card welcome offer.
- Switch to annual: Convert to $69/yr Prime Student and pay using the Chase Amazon Prime.
- Calculate savings:
- Direct fee savings: $7.49×12 = $89.88 vs $69 ⇒ save $20.88
- Real fees: $69 * 95% = $65.55
- Effective monthly cost: $65.55/12 = $5.4625 vs $7.49 ⇒ 27.1% reduction
- Compare standard Prime: $11.58 vs $5.4625 ⇒ 52.8% reduction
3. Timing Recommendations
Apply for your Prime Visa before major Amazon sales events so your SUB arrives in time:
- Prime Day 2025 (July 8–11, 2025)
- Prime Big Deal Days (October 2025 dates TBA)
- Black Friday (November 28, 2025)
- Cyber Monday (December 1, 2025)
亚马逊学生版 & Prime Rewards Visa 策略
亚马逊学生版会员费为 $7.49/月 或 $69/年（≈$5.75/月），相比之下标准 Prime 为 $14.99/月 或 $139/年（≈$11.58/月）。
Chase Amazon Prime Rewards Visa 年费 $0，在 Amazon.com、Amazon Fresh、Whole Foods Market 和 Chase Travel 获 5% 返现；加油站、餐厅和公共交通获 2% 返现；其他类别 1% 返现。该卡受 5/24 规则（24 个月内新开卡不超过 5 张）约束，实体卡重量约 12.4 g。
通过此链接获得 Chase Amazon Prime Rewards Visa: 点击申请
1. 定价对比与 Prime Rewards Visa 概览
- 学生版 Prime：$7.49/月 或 $69/年（≈$5.75/月）
- 标准 Prime：$14.99/月 或 $139/年（≈$11.58/月）
Prime Rewards Visa：
- 年费：$0
- Amazon 返现 5%
- 加油站/餐厅/公交返现 2%
- 其他消费返现 1%
- 受 5/24 规则限制
- 卡重约 12.4 g
2. 省钱策略与计算
- 按月订阅：激活学生版 Prime，支付 $7.49/月。
- 申卡拿 SUB：申请 Chase Prime Visa，获 $250 礼品卡奖励。
- 转为年费：将订阅切换至 $69/年，并用Chase Amazon Prime全额支付。
- 节省金额：
- 直接节省：$89.88 vs $69 ⇒ 节省 $20.88
- 实际费用: $69 * 95% = $65.55
- 月均成本: $65.55/12 = $5.4625 vs $7.49 ⇒ 降低 27.1%
- 对比标准 Prime: $11.58 vs $5.4625 ⇒ 降低 52.8%
3. 开卡时机建议
建议在大促 前 完成申请，以确保礼品卡及时到账并用于首单抵扣：
- Prime Day 2025（2025 年 7 月 8–11 日）
- Prime Big Deal Days（2025 年 10 月 待定）
- 黑色星期五（2025 年 11 月 28 日）
- 网络星期一（2025 年 12 月 1 日）
通过上述策略，学生用户可在零成本享受年度 Prime Student，并拿到额外 $181 购物余额，同时在大促抢先占位，最大化省钱和权益。
